Underwriting: Hazardous Activities
In this video, Byron covers the basics of getting coverage for those clients who may participate in hazardous sports or activities.

Underwriting: Nicotine Use
In this video, Byron covers the basics in the best way to obtain coverage for your clients who may be using nicotine, for both heavy and occasional users.

Underwriting: Marijuana Use
In this video, Byron covers the basics in obtaining coverage for your clients who may be using marijuana.