November Product Updates

ANNOUNCEMENTS

Save the date for a Webex: Wednesday Dec, 4th @ 11am (Mountain)
Selling Disability Insurance is a challenge for most financial advisors. What if we could find a way to change both our perspective and the view of our clients? Conversations That Move will outline:

• Where we have gone wrong in presenting the concepts around disability insurance

• Tools that help the financial professional and insurance agent to better start the conversation

• How to shift the mindset of clients and help build a more complete income protection plan

More info and meeting details >

Save the Date for 2020 Kickoff – January 9th, 2020!
Allegis and TownSquare will be holding our annual Kickoff meeting on Thursday, January 9th, 2020. We’ll be meeting in South Jordan, UT at the Embassy Suites next to the Allegis office. We’re excited to help you jump start your 2020. More details to follow.

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LIFE INSURANCE

View our Life Video Basics >

Please be aware that product pricing is changing with the new Principal Based Reserving Requirement and 2017 CSO Mortality Tables that take effect on January 1, 2020.
These changes could be favorable or unfavorable depending on the product. Products on the old pricing are required to be placed by the end of the year (No Exceptions).
View all of these updates on our site here >

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LINKED BENEFITS

View our Linked Benefit Video Basics >

View our Long Term Care Video Basics >

Heather Rolfe | heather.rolfe@allegisag.com | 801-826-3977
Rob Christensen | rob.c@allegisag.com | 801-826-3922

Coming Soon in New York - Lincoln WealthAdvantage® Indexed UL - 10/14/19 – Compliant with 2017 CSO
Effective November 11, 2019, Lincoln Life & Annuity Company of New York is pleased to introduce Lincoln WealthAdvantage® Indexed UL – 10/14/19 in its New York indexed universal life portfolio. This version represents a 2017 Commissioners Standard Ordinary (CSO) Mortality Table refresh of the current version and will continue to offer the product features available today.
Download the PDF >

Lincoln MoneyGuard® Reserve - Submission deadline is Friday, November 15, 2019
Coming Soon – Lincoln MoneyGuard® III in Montana - Announcing latest state approvals for the newest MoneyGuard® offering with focus on Simplicity and Flexibility
Coming Soon – Lincoln MoneyGuard® II (2020) in California - 2017 CSO and PBR pricing updates to Lincoln MoneyGuard® II
Introducing SmartParaMed – Digital Paramedical Exam Completion
Download the PDF >

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DISABILITY

View our Disability Video Basics >

Bart Spencer | bart.spencer@allegisag.com | 801-644-2278
Rob Christensen | rob.c@allegisag.com | 801-826-3922

After attending the annual meeting of the International DI Society, a common theme in many of the presentations was a need for more training on disability income protection.
After reviewing this need, Allegis will start a Disability Study Group starting in January 2020. These will be held twice a month for approximately 1 hour. They will be held at the Allegis training room. We have professionally prepared materials to discuss basic plus advanced disability concepts, both individual and group. If you would like to participate, please respond to: bart.spencer@allegisag.com See future newsletters for topic specifics and dates.

Ameritas 5% DISCOUNT
Ameritas just announced a 5% discount on their disability policies for 6A, 5A and 4A occupation classes effective now. This makes an already competitive product all the more affordable to your white collar occupation clients.
Download the PDF >

Updated Marijuana Guidelines for Disability and Life Insurance
Ameritas has just released new guidelines for Marijuana users for both disability and life insurance.
Download the PDF >

Layne TurnerNovember 6, 2019