Life Product Updates (CSO Table Information)

Please be aware that product pricing is changing with the new Principal Based Reserving Requirement and 2017 CSO Mortality Tables that take effect on January 1, 2020.

These changes could be favorable or unfavorable depending on the product. Products on the old pricing are required to be placed by the end of the year (No Exceptions). Reach out to our Life team with any questions.

AIG

Banner

  • New rates for OPTerm 10, 15, 20, 25 and 30 include a mix of decreases and increases. No changes to our longer term duration options, OPTerm 35 and 40.
    Download the PDF >

F&G

Foresters

  • Announcing the launch of enhanced Whole Life Insurance, replacing its flagship Advantage Plus Whole Life product
    Download the PDF >

Lincoln

Mutual of Omaha

  • On October 1, 2019, United of Omaha will be modifying our GUL and GUL Express products due to the implementation of the 2018 Commissioners Standard Ordinary (CSO) Tables
    Download the PDF >

Nationwide

  • Life Insurance 2017 CSO Tax Calculation Change, effective October 4th
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  • Nationwide YourLife®Guaranteed Level Term (10, 15, 20 & 30-year) Pricing Change for New Business Effective October 7, 2019
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  • Nationwide is updating the pricing of our current suite of Whole Life products to ensure they are CSO compliant. Products impacted: YourLife WL100 and YourLife 20-pay WL
    Download the PDF >

National Life Group

Principal

  • Help more clients gain affordable protection. Have you talked to your clients about the benefits a Term policy offers? Term insurance can be a good first step in helping your clients and their families secure their financial future by providing a death benefit in their time of need. Our Term product offers affordable coverage for a specified period of time, with the option to convert to a permanent policy in the future.
    Download the PDF >

  • Principal Universal Life Protector VSM - Offer your clients coverage they can count on
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  • Principal Variable Universal Life Income IV℠ - Lifestyles of the prepared and protected
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Protective

Prudential

  • PruLife® SVUL Protector Now Offers a Lifetime Guarantee
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  • On Monday November 11, 2019, the repriced Term Essential and Term Elite will be introduced, subject to state approvals.
    Download the PDF >

Securian

Security Mutual

Symetra

  • Symetra Announces Important 2017 CSO Updates and Year-end Processing Timelines
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Layne Turner